Thursday, January 28, 2021



I was doing a little year end book keeping, and like last year, I decided to count the number of checks I wrote.

The 2019 tally:  14

2020:  5

Yes.  That's it.  Five!

It's not like I spent less money.  On the contrary.  I just paid for everything electronically.

Banks, credit card companies and stores are making it very easy, and, I hope, more secure.

It's not that difficult to envision the day when signing on the bottom right is a thing of the past. 

I've also noticed some megabanks closing small town branches.  That should perk up the ears of those who run smaller and mid sized banks.  There is some great opportunity to tap in to an underserved market, even though many view brick and mortar branches as passe.